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Loan Against Property

Loan Against Property

A Loan against property or LAP is a secured loan taken by an individual or entity from a bank or a non-banking financial company (NBFC) against the property mortgaged.

Overview

As the name suggests, any loan against any property either personal or commercial falls under Loan against property, where the property would be mortgaged to a financial institution. Unlike the unsecured loan, the loan against property involves a security that is the property.

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Mandatory Requirements
  • A valid copy of Passport, Resident visa, and Emirates ID.
  • Copy of the documents of the property to be mortgaged.
  • Income Proof.
  • 3-6 months of bank statement.